Our Credit Options

Option 1 || Payments over 5 to 10 years – 9.9% APR representative

Spread the cost of your new kitchen over 5 to 10 years with just a £100 deposit! An option that is flexible to your budget

Representative Example of the Finance Option – based on a kitchen that costs £6,600

Item value (cash price): £6,600.00

Deposit:   £100.00

Loan period: 120 months

Representative APR: 9.9%

Rate of interest: 0.79% p.m.

120 monthly repayments:        £85.34

Total amount payable:             £10,240.80

(You can make additional payments and therefore control the term of the loan and reduce the amount of interest paid).

 

Option 2 || 10% Deposit With Nothing To Pay For 12 Months

After 12 months spread the cost and pay monthly at 19.9% APR representative

With this option, there is nothing to pay for up to 12 months following any deposit paid. This allows you to leave your funds intact for a whole 12 months while concentrating on other areas of your project. If you repay the balance in full within the deferral period then there is no interest to pay (a £ 29.00 settlement fee applies). However, the example above must show the total amount payable should you carry on into the loan agreement for the full 10 years. Also, if you choose not to settle in full within the deferral period then interest will have accrued from the start of the agreement on any amount outstanding at the end of the deferral period and will continue to be charged once you start your monthly repayments.

Representative Example of the Finance Option – based on a kitchen that costs £6,600

(after the first 12 months)

Item value (cash price): £6,600.00

Deposit:   £100.00

Loan period (after first 12months): 120 months

Representative APR: 19.9%

120 monthly repayments:        £141.90

Total amount payable:             £17,028.00

 

Option 3
Spread the cost of your new kitchen with our 0% interest-free finance.
3 years interest-free is available when you spend £8,500 or more on furniture only. Selected stores only, see in stores for details.

Contact us or better still, call into our showroom and find out more about how to make it easy for yourself to afford that new kitchen.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Please note the following important information:

Credit is subject to status and affordability. Terms and conditions apply. The Kitchen Depot Holdings Ltd, 459-463 Hillington Rd, Hillington Industrial Estate, Glasgow, G52 4BL (Register no. 702881) is a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, with whom we have a commercial relationship. Hitachi Capital (UK) PLC is authorised and regulated by the Financial Conduct Authority (Register no. 704348).

Should you have a complaint about our credit broking services, please contact us with the full details and view our complaints procedure. You can view our privacy policy here.