Finance Options

At The Kitchen Depot, we want to make the process of buying a kitchen as straightforward as possible.

We offer a range of payment methods, however, if you would prefer to purchase using finance then we have the following credit options available.

 

 

 

 

0% APR Credit Options 

Available Across All Kitchen Ranges

3 Years Interest Free 

Spread the cost with our 3 years interest free finance options.

Unavailable for kitchens less than £6,000

 

0% APR

Interest free credit options require a minimum deposit of 25%.

No fees or charges

 

 

4 Years Interest Free 

Spread the cost with our 4 years interest free finance options.

Unavailable for kitchens less than £8,000

 

0% APR

Interest free credit options require a minimum deposit of 25%.

No fees or charges

 

 

 

 

 

 

 

 

10% Deposit With Nothing to Pay for 12 Months 

After 12 months spread the cost and pay monthly at 11.9% APR representative

With this option, there is nothing to pay for up to 12 months following any deposit paid.

This allows you to leave your funds intact for a whole 12 months while concentrating on other areas of your project. If you repay the balance in full within the deferral period there is no interest to pay (a £ 29.00 settlement fee applies).

If you choose not to settle in full within the deferral period then interest will have accrued from the start of the agreement on any outstanding amount at the end of the deferral period and will continue to be charged once you start your monthly repayments.

 

Representative Example of the Finance Option – based on a kitchen that costs £6,600

After the first 12 months:

Item value (cash price): £6,600.00

Deposit:   £100.00

Loan period (after first 12months): 120 months

Representative APR: 11.9%

120 monthly repayments:        £100.45

Total amount payable:             £12,054.00

 

 

 

 

 

 Spread the Cost Over 5 to 10 years 

Payments over 5 to 10 years – 9.9% APR representative 

Spread the cost of your new kitchen over 5 to 10 years with just a £100 deposit.

 

Representative Example of the Finance Option – based on a kitchen that costs £6,600

Item value (cash price): £6,600.00

Deposit:   £100.00

Loan period: 120 months

Representative APR: 9.9%

Rate of interest: 0.79% p.m.

120 monthly repayments:        £85.34

Total amount payable:             £10,240.80

You can make additional payments and therefore control the term of the loan and reduce the amount of interest paid.

 

Contact us or better still, call into our showroom and find out more about how to make it easy for yourself to afford that new kitchen.

 

ARE YOU ELIGIBLE?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Terms and Conditions:

Credit is subject to status and affordability.  Terms and conditions apply. The Kitchen Depot Holdings LTD, 459-463 Hillington Road, Hillington Industrial Estate, Glasgow, G52 4BL (FCA Register no. 702881) trading as The Kitchen Depot is a credit broker and is authorised and regulated by the Financial Conduct Authority.

Credit is provided by a panel of lenders with whom we have a commercial relationship (so we cannot provide independent advice).

Should you have a complaint about our credit broking services, please contact us with the full details and view our complaints procedure. You can view our privacy policy here.