Finance Options

At The Kitchen Depot, we want to make the process of buying a kitchen as straightforward as possible.

We offer a range of payment methods, however, if you would prefer to purchase using finance then we have the following credit options available.

 

Interest Free Credit Options

 

 

 

 

Available Across Specific Kitchen Ranges In Selected Showrooms Only.

 

2 years interest free options with the kitchen depotBuy Now, Pay in 2023

Spread the cost with our 2 years interest free finance option.

Your first payment will be 6 months after your application is approved. Unavailable for kitchens less than £6,000

Interest free credit options require a minimum deposit of 50%. No fees or charges. 

 

 

 

 

Buy Now, Pay Later-11.9% APR-Represntative options

 

 

 

 

10% Deposit With Nothing to Pay for 12 Months 

After 12 months spread the cost and pay monthly at 11.9% APR representative

With this option, there is nothing to pay for up to 12 months following any deposit paid.

This allows you to leave your funds intact for a whole 12 months while concentrating on other areas of your new kitchen project. If you repay the balance in full within the deferral period there is no interest to pay (a £ 29.00 settlement fee applies).

If you choose not to settle in full within the deferral period then interest will have accrued from the start of the agreement on any outstanding amount at the end of the deferral period and will continue to be charged once you start your monthly repayments.

 

Representative Example 

New Kitchen Cost (cash price): £6,600.00

Deposit: £100.00

Amount of Credit:  £5,900.00

Defer by: 12 Months

Months: 120

Interest Rate (fixed p/a): 11.9

Representative APR: 11.9%

Duration of Agreement: 132 months

120 Monthly Payments of: £100.45

Total Amount Payable: £12,154.00

Administration Fee:  £29.00

 

 

 

Pay Monthly Finance options -9.9% APR Representative

 

 

 

 Spread the Cost Over 5 to 10 years 

Payments over 5 to 10 years – 9.9% APR representative 

Spread the cost of your new kitchen over 5 to 10 years with just a £100 deposit.

 

Representative Example

New Kitchen Cost (cash price): £6,600.00

Deposit:  £100.00

Amount of Credit: £6,500.00

Duration of Agreement: 120 months

Interest Rate (fixed p/a): 9.9

Representative APR: 9.9%

120 Monthly Payments of: £84.04

Total Amount Payable: £10,184.80

You can make additional payments and therefore control the term of the loan and reduce the amount of interest paid.

 

Contact us or better still, call into our showroom and find out more about how to make it easy for yourself to afford that new kitchen.

 

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Terms and Conditions:

Credit is subject to status and affordability.  Terms and conditions apply. The Kitchen Depot Holdings LTD, 459-463 Hillington Road, Hillington Industrial Estate, Glasgow, G52 4BL (FCA Register no. 702881) trading as The Kitchen Depot is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority.

Credit is provided by a panel of lenders with whom we have a commercial relationship (so we cannot provide independent advice).

Should you have a complaint about our credit broking services, please contact us with the full details and view our complaints procedure. You can view our privacy policy here.